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Products » Personal Insurance

Home Insurance

Most Homeowners insurance packages look the same, but making the wrong selection could put you at risk. We will help you obtain the policy that is right for you.

Basic Issues to Consider

  • Dwelling replacement coverage (guaranteed or replacement?)
  • Liability limits
  • Identity Theft coverage
  • Annual coverage review
  • Professional coverage counseling
  • Safety device discounts

Call or email us today to tailor a homeowners insurance policy that maximizes your insurance dollar.

Auto Insurance

James River Insurance Agency provides the most comprehensive combination of products and companies available. As an independent agent we offer flexibility through a variety of coverage and carrier options. We work for you!

Are you receiving the discounts that you may qualify for?

There are a variety of discounts that could save you hundreds of dollars. Here are a few that you may qualify for:

  • Good driver
  • Good student
  • Multiple Policy
  • Retired
  • Continuously insured during the last six months
  • College Graduate 
  • Teacher, Architect, and Scientist 

Are you properly insured?

You should never have to wonder if you have adequate coverage to protect your valuable property, investments, and loved ones. Our friendly and knowledgeable agents will help you obtain the coverage you need at the best rates possible. 

Call or email us today to tailor an auto insurance policy that that maximizes your insurance dollar.